Mining Profitability: Direct Mining vs Mortgage Le

Is it worthwhile to borrow money to mine? 50,000 u, 1. Change to fdusd and mine directly2. Mortgage lending The average lending rate is 60% annualized, and the pledge rate is 70%?Which of these two is more cost-effective?There is a missing premise here, which is the exchange rate to calculate the conversion of 50,000 U into FDUSD. If it is based on the Qiansi when I tweeted, the wear and tear of 50,000 U is 200U, which is 49,800 FDUSD to participate in the pledge , based on 1% of the income, it is 50,298FDUSD. If you want to exchange it back to USDT, and according to the wear and tear of Qian Er, then it is 100.596U of wear and tear. In fact, you get 50197.404U, which is barely the income of Qian4, and the net profit is 197.404U .And if you use 50,000 to borrow, first the pledge rate is 70%, and you can borrow BNB worth 35,000 US dollars. The BNB at that time was 380 US dollars, which is equivalent to 92 BNB. If the return on BNB is 2% (average ), then it is equivalent to a profit of 1.84 BNB, but because there is interest and an annualized rate of 60%, the interest is 50,000*60%/365*7=575.34UWe assume that the price of BNB is still 380U after seven days, then the interest is equivalent to 1.514 BNB, so your net income is 1.84-1.514=0.326 BNB, relative to 123.88U.Compared with the profit of FDUSD, it is a loss. Of course, the uncontrollable variable here is mainly the price of BNB. If the price of BNB is high, your income will increase. When the price of BNB is higher than 420 US dollars, your income from borrowing currency mining will be higher than directly replacing FDUSD. of.(1.84-575.34/X)*X>197.404X is rounded to an integer greater than 420